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We Talk Too Much

I thought today would be a good day to spice up the blog a bit. I feel that since we do most of the talking, okay pretty much all of it, now is a...

All For One And One For All

A few weeks ago the FFIEC held their annual Fair Lending Hot Topics webinar. If you have never listened into one of these, what happens is a group of prudential regulators all get together...

THE WORKS Blog: Greatest Hits

When bands put out Greatest Hits albums, it always seems like they’re being a little lazy. Or maybe it’s just an excuse to kickstart a tour where they’ll only play the older songs that everyone...

Into The Great Wide Open

The world of music lost a great icon this week with the passing of Tom Petty; and I have to admit I am a little too young to remember those good ole days, but...

REGamania Runs Wild On You!

When I was a kid, I was a huge Hulkamaniac! I watched WWF wrestling every Saturday and Sunday. Whether it was Saturday Night’s Main Event or WWF Superstars of Wrestling, I was in front...

To Do: Update Policies by January 1

I’ve been reviewing a lot of real estate lending policies lately, and a common issue I am finding is out-of-date thresholds. The CFPB’s Ability-to-repay/Qualified Mortgage rule and Home Ownership and Equity Protection Act (HOEPA)...

Game Time!

This week, I thought I would do a little something different with my blog post.  In what is perhaps another weird aspect of my personality, I really enjoy taking tests.  I used to crush...