<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>PolicyWorks &#187; Operations</title>
	<atom:link href="http://www.theworksblog.com/index.php/category/operations/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.theworksblog.com</link>
	<description></description>
	<lastBuildDate>Thu, 16 May 2013 13:55:03 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>Asset-Size Exemption Threshold for 2013 HMDA Reporting</title>
		<link>http://www.theworksblog.com/index.php/2012/12/31/asset-size-exemption-threshold-for-2013-hmda-reporting/</link>
		<comments>http://www.theworksblog.com/index.php/2012/12/31/asset-size-exemption-threshold-for-2013-hmda-reporting/#comments</comments>
		<pubDate>Mon, 31 Dec 2012 22:46:25 +0000</pubDate>
		<dc:creator>Brian Godwin</dc:creator>
				<category><![CDATA[Lending]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2768</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau (CFPB) published its asset- size exemption threshold for 2012 Home Mortgage Disclosure Act (HMDA) collection and reporting on February 15, 2012.  This created an issue for credit unions which were near the threshold.  The majority of these credit unions elected to collect HMDA data beginning January 1st, to ensure the [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/12/31/asset-size-exemption-threshold-for-2013-hmda-reporting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>View From the Field: Reg E Errors</title>
		<link>http://www.theworksblog.com/index.php/2012/11/29/view-from-the-field-reg-e-errors/</link>
		<comments>http://www.theworksblog.com/index.php/2012/11/29/view-from-the-field-reg-e-errors/#comments</comments>
		<pubDate>Thu, 29 Nov 2012 14:45:22 +0000</pubDate>
		<dc:creator>PolicyWorks</dc:creator>
				<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2719</guid>
		<description><![CDATA[As the Director of Regulatory Compliance here at PolicyWorks, my primary function is to lead the delivery of our compliance review services. I enjoy getting out of the office and working onsite with our credit union clients to help them identify, and correct, compliance deficiencies. In addition to the pleasure of working side-by-side with our [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/11/29/view-from-the-field-reg-e-errors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helpful Information to Remittance Transfer Rule</title>
		<link>http://www.theworksblog.com/index.php/2012/10/18/helpful-information-to-remittance-transfer-rule/</link>
		<comments>http://www.theworksblog.com/index.php/2012/10/18/helpful-information-to-remittance-transfer-rule/#comments</comments>
		<pubDate>Thu, 18 Oct 2012 17:02:37 +0000</pubDate>
		<dc:creator>Jason Skemp</dc:creator>
				<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2658</guid>
		<description><![CDATA[While it may seem as though the Consumer Financial Protection Bureau (CFPB) has only been busy writing regulation as of late, they have also been putting out useful information for financial institutions. The CFPB has recently released some helpful information on the Remittance Transfer Rule. On Monday, October 15th, they released a “Small Business Compliance [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/10/18/helpful-information-to-remittance-transfer-rule/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB Flowcharts</title>
		<link>http://www.theworksblog.com/index.php/2012/09/13/cfpb-flowcharts/</link>
		<comments>http://www.theworksblog.com/index.php/2012/09/13/cfpb-flowcharts/#comments</comments>
		<pubDate>Thu, 13 Sep 2012 17:17:01 +0000</pubDate>
		<dc:creator>Jeff Andersen</dc:creator>
				<category><![CDATA[Lending]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2592</guid>
		<description><![CDATA[The new TILA/RESPA and mortgage servicing rules interrupted my previously planned summer beach reading &#8211; the CFPB Examination Manual &#8211; so I was just recently getting back to it.  While perusing the Manual on the beautiful bucolic beaches of Iowa, I noticed that there are a few helpful flowcharts embedded in the 800+ pages.  I tried [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/09/13/cfpb-flowcharts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reg CC Lobby Notice</title>
		<link>http://www.theworksblog.com/index.php/2012/06/28/hmda-lobby-notice/</link>
		<comments>http://www.theworksblog.com/index.php/2012/06/28/hmda-lobby-notice/#comments</comments>
		<pubDate>Thu, 28 Jun 2012 13:30:49 +0000</pubDate>
		<dc:creator>Jason Skemp</dc:creator>
				<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2382</guid>
		<description><![CDATA[When I visit credit unions, I am frequently asked to review branch signage and posted disclosures. As you may recall, I previously blogged about the HMDA Notice requirement in May. Another required notice that credit unions seem to have difficulty posting properly is the Regulation CC (Funds Availability) lobby notice. Section 229.18 of Regulation CC [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/06/28/hmda-lobby-notice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you helping members sign up for online banking?</title>
		<link>http://www.theworksblog.com/index.php/2012/06/12/are-you-helping-members-sign-up-for-online-banking/</link>
		<comments>http://www.theworksblog.com/index.php/2012/06/12/are-you-helping-members-sign-up-for-online-banking/#comments</comments>
		<pubDate>Tue, 12 Jun 2012 12:00:22 +0000</pubDate>
		<dc:creator>PolicyWorks</dc:creator>
				<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2343</guid>
		<description><![CDATA[Are you helping members sign up for online banking? You may think this is an odd question, but if you are helping members, you may be breaking the law! So here is the scenario: A member comes into the branch and after completing a transaction, the credit union employee asks the member if they are [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/06/12/are-you-helping-members-sign-up-for-online-banking/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Media + Compliance = FAIL</title>
		<link>http://www.theworksblog.com/index.php/2012/05/15/social-media-compliance-fail/</link>
		<comments>http://www.theworksblog.com/index.php/2012/05/15/social-media-compliance-fail/#comments</comments>
		<pubDate>Tue, 15 May 2012 12:00:09 +0000</pubDate>
		<dc:creator>PolicyWorks</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2286</guid>
		<description><![CDATA[As more and more credit unions turn to social media sites such as Facebook, Twitter, Foursquare, and Pinterest (just to name a few) to promote their products and services, most seem to be overlooking the little detail that they are actually engaging in advertising which is heavily regulated. The same regulations that apply to those [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/05/15/social-media-compliance-fail/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Here is a Notice for your HMDA Notice</title>
		<link>http://www.theworksblog.com/index.php/2012/05/10/here-is-a-notice-for-your-hmda-notice/</link>
		<comments>http://www.theworksblog.com/index.php/2012/05/10/here-is-a-notice-for-your-hmda-notice/#comments</comments>
		<pubDate>Thu, 10 May 2012 13:30:45 +0000</pubDate>
		<dc:creator>Jason Skemp</dc:creator>
				<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2280</guid>
		<description><![CDATA[This Spring has been busy with plenty of travels to credit unions and I can say things will only continue to get busier with Summer right around the corner. During these visits to credit unions I have been looking branch signs and notices that are required to be posted. One of the notices that I [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/05/10/here-is-a-notice-for-your-hmda-notice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Policies, policies and more policies</title>
		<link>http://www.theworksblog.com/index.php/2012/04/10/policies-policies-and-more-policies/</link>
		<comments>http://www.theworksblog.com/index.php/2012/04/10/policies-policies-and-more-policies/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:07 +0000</pubDate>
		<dc:creator>Andrea Stritzke</dc:creator>
				<category><![CDATA[Industry Issues]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2208</guid>
		<description><![CDATA[&#8220;Policies&#8221; seems to be the buzz word around our compliance team this week. It seems we are taking cues from the examiners, although our policy stuff should be helpful to you! This week we released another round of PolicyAid updates as well as a free white paper about policies.  As for the PolicyAid second quarter update, it features [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/04/10/policies-policies-and-more-policies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are your Interest Rate Risk Policies up to Par?</title>
		<link>http://www.theworksblog.com/index.php/2012/03/13/are-your-interest-rate-risk-policies-up-to-par/</link>
		<comments>http://www.theworksblog.com/index.php/2012/03/13/are-your-interest-rate-risk-policies-up-to-par/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 13:30:20 +0000</pubDate>
		<dc:creator>Jami Weems</dc:creator>
				<category><![CDATA[Industry Issues]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2137</guid>
		<description><![CDATA[There has been a lot of talk lately about the new Interest Rate Risk rules issued by the NCUA.  The most asked question, “Do I need a separate Interest Rate Risk Policy?” Before we answer that, let&#8217;s discuss the rule. The first item to point out about this rule is that it may not directly [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/03/13/are-your-interest-rate-risk-policies-up-to-par/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Derivatives to Offset Interest Rate Risk – Comment Call</title>
		<link>http://www.theworksblog.com/index.php/2012/03/06/derivatives-to-offset-interest-rate-risk-comment-call/</link>
		<comments>http://www.theworksblog.com/index.php/2012/03/06/derivatives-to-offset-interest-rate-risk-comment-call/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 01:25:56 +0000</pubDate>
		<dc:creator>Jeff Andersen</dc:creator>
				<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2126</guid>
		<description><![CDATA[Congratulations and welcome to those of you who made it past the title and continued reading despite the word ‘derivatives!’  As you likely know, the NCUA has issued an advanced notice of proposed rulemaking (ANPR) regarding how federal credit union participation in derivatives transactions should be handled.  Comments to the NCUA are due on April [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/03/06/derivatives-to-offset-interest-rate-risk-comment-call/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reg E and What You Need</title>
		<link>http://www.theworksblog.com/index.php/2012/02/14/2061/</link>
		<comments>http://www.theworksblog.com/index.php/2012/02/14/2061/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 14:30:00 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[Industry Issues]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2061</guid>
		<description><![CDATA[As you may be aware of by now, the Consumer Financial Protection Bureau (CFPB) has amended Regulation E with respect to remittance transfers. No big deal right? Well in the words of Lee Corso, “Not so fast my friend…” You may be surprised to learn that the change does impact credit unions. Depending on how [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/02/14/2061/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does the new remittance rule apply to my CU?</title>
		<link>http://www.theworksblog.com/index.php/2012/01/31/does-the-new-remittance-rule-apply-to-my-cu/</link>
		<comments>http://www.theworksblog.com/index.php/2012/01/31/does-the-new-remittance-rule-apply-to-my-cu/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 14:10:13 +0000</pubDate>
		<dc:creator>Andrea Stritzke</dc:creator>
				<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[Industry Issues]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2019</guid>
		<description><![CDATA[When the new final remittance rule was released by the CFPB, many of you probably assumed it didn&#8217;t apply to your credit union because you don&#8217;t do traditional remittance transfers. Well, if you do international wire transfers or international ACH transactions, it may apply to you. The new final rule amends Regulation E and provides for additional [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/01/31/does-the-new-remittance-rule-apply-to-my-cu/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Internet Banking Risk Assessments</title>
		<link>http://www.theworksblog.com/index.php/2012/01/05/internet-banking-risk-assessments/</link>
		<comments>http://www.theworksblog.com/index.php/2012/01/05/internet-banking-risk-assessments/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 13:39:41 +0000</pubDate>
		<dc:creator>Andrea Stritzke</dc:creator>
				<category><![CDATA[Industry Issues]]></category>
		<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=1957</guid>
		<description><![CDATA[Guest Blog by Tony Schwarz, Director of Risk Management, Affiliates Management Company Is your credit union fully compliant with the new FFIEC authentication guidance?  Your internet banking provider likely has a variety of security controls you can choose from to help protect your members&#8217; accounts and transactions.  However, another aspect of compliance is the NCUA exam.  [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/01/05/internet-banking-risk-assessments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cyber Week</title>
		<link>http://www.theworksblog.com/index.php/2011/12/01/cyber-week/</link>
		<comments>http://www.theworksblog.com/index.php/2011/12/01/cyber-week/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 14:34:38 +0000</pubDate>
		<dc:creator>Erin OHern</dc:creator>
				<category><![CDATA[Operations]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=1891</guid>
		<description><![CDATA[Holiday shopping is officially underway. ‘Cyber Monday’ was the largest in history. More people than ever are using computers to get their holiday shopping done, keep track of their finances, and store sensitive information. Online traffic is at an all-time high and the Federal Trade Commission (FTC) is taking notice. The FTC has proposed a [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2011/12/01/cyber-week/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
