Regulatory Compliance
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Are clarity and uniformity really necessary?

In some cases, proposed revisions to regulations may be beneficial to provide clarity and uniformity. The recently proposed mortgage rules may be one of these cases, given that we are often asked what changes to a closed-end,...

S.A.F.E. Act Education Requirement?

I’ve recently heard from several concerned credit unions regarding the supposed training and licensing requirements under the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act). Apparently some credit unions are being told that...

So many choices

The FACT Act risk-based pricing rules are going to require some planning on the part of your credit union because there are some choices you need to make before January 1, 2011. In short,...