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Is Ability-To-Repay Back in the Spotlight?

The folks out in good ole DC look to be bringing the good ole ATR/QM requirements back into focus. In the past couple months there have been a few publications that have focused on...

New to the HMDA Party?

The power of conversation is an amazing thing. We get the opportunity to work with a lot of great credit unions, and when we are able to collaborate as a group it really gets...

Can You Find the Hidden Message?

Now I know not everyone enjoys reading the CFPB’s Fair Lending report as much as I do (Nerd, right). Let’s face it, it is not the most riveting piece of literature out there. This...

Same Old Stuff, Just a Different Day

Many of you are probably not self-proclaimed “Compliance Nerds” like myself, so you probably didn’t receive the email blast about the CFBP’s most recent action. Yes, I do receive email updates from the CFPB....

Who Are You Relying On?

This is a good question to ask yourself as you start preparing for the new data points that are required with the HMDA changes in 2018. Up until now HMDA data has been pretty...

Patriot Games

I apologize to those Bostonians out there when I say that there is something about those New England Patriots that rubs me the wrong way. I will follow that up though with a little...