Regulatory Compliance
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Show Me the Money!

Is your credit union involved in indirect lending?  If so, make sure you are paying close attention to your pricing strategy and fair lending risk. Do you still offer discretionary pricing to your dealers? This...

Slow and Steady is the Pace

We are slowly starting to receive more information from the CFPB when it comes to guidance on how HMDA reporting will look as we prepare for the changeover. They recently published a “HMDA Loan...

TRID – The Gift That Keeps on Giving

For those of you that have been living under the HMDA rock, it is probably a good time to point out that the CFPB recently finalized a few amendments to the TRID rule. Just...

Is Ability-To-Repay Back in the Spotlight?

The folks out in good ole DC look to be bringing the good ole ATR/QM requirements back into focus. In the past couple months there have been a few publications that have focused on...