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	<title>PolicyWorks &#187; BSA</title>
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		<title>FinCEN Issues SAR Information</title>
		<link>http://www.theworksblog.com/index.php/2013/05/08/fincen-issues-sar-information/</link>
		<comments>http://www.theworksblog.com/index.php/2013/05/08/fincen-issues-sar-information/#comments</comments>
		<pubDate>Wed, 08 May 2013 18:26:45 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=3289</guid>
		<description><![CDATA[FinCEN released its 18th issue of its SAR Activity Review: &#8220;By The Numbers&#8221; and its 23rd Issue of SARs: &#8220;Trends, Tips &#38;Issues&#8221; today. The documents are full of useful information with respect to filing suspicious activity reports. Here are just a couple examples of what you will find: The report discusses elder financial exploitation and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CTRs</title>
		<link>http://www.theworksblog.com/index.php/2013/04/02/ctrs/</link>
		<comments>http://www.theworksblog.com/index.php/2013/04/02/ctrs/#comments</comments>
		<pubDate>Tue, 02 Apr 2013 13:36:53 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=3224</guid>
		<description><![CDATA[We have reached the day where the old legacy BSA forms are no longer accepted. So, to welcome the new forms in, I thought I would provide you all with a little insight into one very common mistake I have seen while conducting independent tests. Make sure to double check your CTR 112 forms to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FinCEN Issues Reminder On New Forms</title>
		<link>http://www.theworksblog.com/index.php/2013/03/12/fincen-issues-reminder-on-new-forms/</link>
		<comments>http://www.theworksblog.com/index.php/2013/03/12/fincen-issues-reminder-on-new-forms/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 13:00:56 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=3191</guid>
		<description><![CDATA[FinCEN issued a reminder to financial institutions to ensure they adopt the new reports by April 1, 2013. The reports are available on FinCEN&#8217;s e-filing system.  As stated by FinCEN: “Specifically, this action mandates the electronic submission of Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), Registration of Money Services Business (RMSBs), and Designation of [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2013/03/12/fincen-issues-reminder-on-new-forms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NAICS Code</title>
		<link>http://www.theworksblog.com/index.php/2013/02/14/naics-code/</link>
		<comments>http://www.theworksblog.com/index.php/2013/02/14/naics-code/#comments</comments>
		<pubDate>Thu, 14 Feb 2013 14:30:44 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=3138</guid>
		<description><![CDATA[I thought I would take today to answer a question I have been asked several times when I am out conducting BSA Independent Tests.  On the new CTR form, what is the NAICS code? The North American Industry Classification System (NAICS) is a six digit code that represents the type of industry the business belongs [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2013/02/14/naics-code/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>FinCEN Releases Summary of CDD ANPR Roundtables</title>
		<link>http://www.theworksblog.com/index.php/2012/12/27/cdd-anpr-roundtables/</link>
		<comments>http://www.theworksblog.com/index.php/2012/12/27/cdd-anpr-roundtables/#comments</comments>
		<pubDate>Thu, 27 Dec 2012 14:30:05 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2753</guid>
		<description><![CDATA[FinCEN recently released summaries of the roundtable meetings held in Las Angeles, New York, and Chicago to continue gathering information on the ANPR for customer due diligence requirements with respect to financial institutions.  The round table discussed the following key issues raised during the comment period: -          Definition of beneficial ownership -          Obtaining Beneficial Ownership [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NCUA BSA Hot Topics</title>
		<link>http://www.theworksblog.com/index.php/2012/12/06/ncua-bsa-hot-topics/</link>
		<comments>http://www.theworksblog.com/index.php/2012/12/06/ncua-bsa-hot-topics/#comments</comments>
		<pubDate>Thu, 06 Dec 2012 21:17:22 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2727</guid>
		<description><![CDATA[I had the pleasure last week of speaking at and attending CUNA’s Bank Secrecy Act Conference in Dallas.  I was hoping to come away with some useful information to bring back to my credit unions. As usual, I was not disappointed.  Judy Graham from the NCUA provided credit unions with some valuable information on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SAR Guidance</title>
		<link>http://www.theworksblog.com/index.php/2012/11/15/sar-guidance/</link>
		<comments>http://www.theworksblog.com/index.php/2012/11/15/sar-guidance/#comments</comments>
		<pubDate>Thu, 15 Nov 2012 14:15:44 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2698</guid>
		<description><![CDATA[FinCEN released its latest SAR Activity Review – Trends, Tips &#38; Issues document. The document provides information on trends and analysis of SAR filings and law enforcement cases. It also provides information to aid financial institutions on the accurate completion of the SAR form and how to write effective SAR narratives. A few areas to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>FinCEN&#8217;s SAR Webinar Now Available</title>
		<link>http://www.theworksblog.com/index.php/2012/10/04/fincens-sar-webinar-now-available/</link>
		<comments>http://www.theworksblog.com/index.php/2012/10/04/fincens-sar-webinar-now-available/#comments</comments>
		<pubDate>Thu, 04 Oct 2012 13:30:34 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2636</guid>
		<description><![CDATA[Did you miss out on FinCEN’s webinar held on September 18th?  The webinar discussed the new E-filing system, along with information with respect to filing the new SAR form. Well good news, the recorded version of the webinar and the presentation materials are now available for your viewing/reading pleasure. To access the recorded Webinar version [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/10/04/fincens-sar-webinar-now-available/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FinCEN Announces Webinars On New CTR, SAR and DOEP Forms</title>
		<link>http://www.theworksblog.com/index.php/2012/09/11/fincen-announces-webinars-on-new-ctr-sar-and-doep-forms/</link>
		<comments>http://www.theworksblog.com/index.php/2012/09/11/fincen-announces-webinars-on-new-ctr-sar-and-doep-forms/#comments</comments>
		<pubDate>Tue, 11 Sep 2012 20:05:34 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2585</guid>
		<description><![CDATA[Do you have questions on the new CTR and SAR forms? You are not alone. Good news… FinCEN plans to hold an informal webinar (1 p.m. ET on Tuesday, September 18, 2012) to discuss the BSA e-filing process and the filing instructions for the new SAR form. Click here to register. This webinar will discuss [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/09/11/fincen-announces-webinars-on-new-ctr-sar-and-doep-forms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FinCEN Issues Advisory on Mortgage Loan Fraud</title>
		<link>http://www.theworksblog.com/index.php/2012/08/23/fincen-issues-advisory-on-mortgage-loan-fraud/</link>
		<comments>http://www.theworksblog.com/index.php/2012/08/23/fincen-issues-advisory-on-mortgage-loan-fraud/#comments</comments>
		<pubDate>Thu, 23 Aug 2012 13:05:38 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2529</guid>
		<description><![CDATA[FinCEN released an advisory last week to highlight suspicious activity with respect to mortgage loan fraud. The intention of the advisory is to provide financial institutions with information that may help them better assist law enforcement when filing suspicious activity reports (SARs) for potential mortgage loan fraud.  The advisory provides several types of mortgage loan [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/08/23/fincen-issues-advisory-on-mortgage-loan-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>E-filing Notice From FinCEN</title>
		<link>http://www.theworksblog.com/index.php/2012/07/10/efilingnoticefromfincen/</link>
		<comments>http://www.theworksblog.com/index.php/2012/07/10/efilingnoticefromfincen/#comments</comments>
		<pubDate>Tue, 10 Jul 2012 13:15:45 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2408</guid>
		<description><![CDATA[Electronic filing of BSA reports was mandatory as of July 1, 2012. However, since this time, several financial institutions have been experiencing difficulty and delays when trying to file BSA reports electronically. This prompted FinCEN to post the following message: Important Notice: FinCEN&#8217;s BSA E-Filing System is currently experiencing extremely high usage. This may result in [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/07/10/efilingnoticefromfincen/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>40 days and 40 nights</title>
		<link>http://www.theworksblog.com/index.php/2012/05/22/40-days-and-40-nights/</link>
		<comments>http://www.theworksblog.com/index.php/2012/05/22/40-days-and-40-nights/#comments</comments>
		<pubDate>Tue, 22 May 2012 13:30:05 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2298</guid>
		<description><![CDATA[Only 40 days and 40 nights remain until FinCEN will require credit unions to electronically file their CTRs and SARs (among other BSA forms). Hopefully you are already e-filing as a way to save time, money and increase efficiency. However, if you are still sending your BSA forms by mail, I have provided links to [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/05/22/40-days-and-40-nights/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FinCEN&#8217;s Warning</title>
		<link>http://www.theworksblog.com/index.php/2012/04/03/fincens-warning/</link>
		<comments>http://www.theworksblog.com/index.php/2012/04/03/fincens-warning/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 13:15:54 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2178</guid>
		<description><![CDATA[FinCEN recently released another advisory on SAR confidentiality that reminded financial institutions of the requirements to maintain the confidentiality of Suspicious Activity Reports (SARs).  FinCEN stated that it has noticed that an increasing amount of private parties are seeking SARs from financial institutions for use in legal and other matters. FinCEN is reminding financial institutions [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/04/03/fincens-warning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSA E-Filing Mandatory as of July 1, 2012</title>
		<link>http://www.theworksblog.com/index.php/2012/03/08/bsa-e-filing-mandatory-as-of-july-1-2012/</link>
		<comments>http://www.theworksblog.com/index.php/2012/03/08/bsa-e-filing-mandatory-as-of-july-1-2012/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 15:36:32 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=2130</guid>
		<description><![CDATA[If you have not already registered to electronically file BSA reports, now would be the time to do so. FinCEN recently approved its final rule mandating the electronic filing of reports related to BSA. Here is the low down: Electronic filing of BSA reports is mandatory on July 1, 2012 (with the exception of the [...]]]></description>
		<wfw:commentRss>http://www.theworksblog.com/index.php/2012/03/08/bsa-e-filing-mandatory-as-of-july-1-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Account Takeover</title>
		<link>http://www.theworksblog.com/index.php/2012/01/03/account-takeover/</link>
		<comments>http://www.theworksblog.com/index.php/2012/01/03/account-takeover/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 14:30:42 +0000</pubDate>
		<dc:creator>Kyle Woodmansee</dc:creator>
				<category><![CDATA[BSA]]></category>

		<guid isPermaLink="false">http://www.theworksblog.com/?p=1952</guid>
		<description><![CDATA[I don’t know about you, but I can’t believe it is 2012 already. FinCEN is starting the new year with some guidance on identifying “account takeover” suspicious activity. FinCEN defines “account takeover” as the act of using computer intrusion to target a member holding an account at a credit union to remove, steal, procure or otherwise [...]]]></description>
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		<slash:comments>0</slash:comments>
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