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If perusing the Federal Register is not part of your daily grind (or your idea of fun) then you may have missed the CFPB’s Semiannual Regulatory Agenda and Fiscal Year 2011 Regulatory Plan published in the Register on February 13th.
Although not exactly timely, as it covers the period October 1, 2011 to October 1, 2012, it does provide some insight into some published proposals from last spring that you may have been wondering about or possibly hoping they would forget about.
So, if you are still mapping out your compliance calendar for 2012 then you definitely want to add these CFPB agenda items to your list:
- Regulation Z Requirements for Escrow (Final rule expected September 2012)
- TILA/RESPA Integration (Proposed rule expected July 2012)
- TILA Ability to Repay (Final rule expected April 2012)
As you can see, it looks like we are in for another year of mortgage compliance fun!
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