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Into The Great Wide Open

The world of music lost a great icon this week with the passing of Tom Petty; and I have to admit I am a little too young to remember those good ole days, but...

REGamania Runs Wild On You!

When I was a kid, I was a huge Hulkamaniac! I watched WWF wrestling every Saturday and Sunday. Whether it was Saturday Night’s Main Event or WWF Superstars of Wrestling, I was in front...

To Do: Update Policies by January 1

I’ve been reviewing a lot of real estate lending policies lately, and a common issue I am finding is out-of-date thresholds. The CFPB’s Ability-to-repay/Qualified Mortgage rule and Home Ownership and Equity Protection Act (HOEPA)...

We’ll Take What We Can Get

I don’t know about you, but it is starting to feel a little bit like a NASA control room around here. Each day that ticks by represents another second being counted down toward the...

Game Time!

This week, I thought I would do a little something different with my blog post.  In what is perhaps another weird aspect of my personality, I really enjoy taking tests.  I used to crush...

Regulators, Mount Up!

Not to show my age, but like many, I happen to be a child of the 90s. I was reminded of that this past weekend when an “I Love the 90s” group of recording...

Show Me the Money!

Is your credit union involved in indirect lending?  If so, make sure you are paying close attention to your pricing strategy and fair lending risk. Do you still offer discretionary pricing to your dealers? This...