Regulatory Compliance
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Checking in on Compliance

My wife and I welcomed our first child recently, and it has been a great experience, albeit, a big learning experience. Learning all the things that come along with a newborn has been fun...

Remember “Redlining”?

Years ago, redlining was a name used for the discriminatory practice where people living in certain areas or neighborhoods were not given the same access to credit as people in other areas. The term “redlining”...

Tools of the Trade

One of the more enjoyable aspects of my role at PolicyWorks is sharing my knowledge with others. In general, I’m the type of person that likes helping people, and for this reason my first position...

Updates to Regulation Z Thresholds

Trying to keep up with compliance these days can feel like you might be running in circles, or if you are like me, trying to keep up has caused an abundant loss of hair....

CFPB Updates Mortgage Servicing Rules

Last week the Consumer Financial Protection Bureau (CFPB) released updated mortgage servicing examination procedures. The third edition, dated June 22, 2016, offers guidance to credit unions on what the CFPB will be looking for...

TRID Phase II

We are eight months into the post (apocalyptic) world of TRID implementation. We have encountered system issues, questions with no answers, staff confusion and even some downright denial. But, through it all, we were told...

TIRED of TRID?

The CFPB’s TILA-RESPA Integrated Disclosure (TRID) rule was issued on November 20th of 2013, and was effective on October 3rd of last year. Following revisions to policies, procedures and software during the welcome 23 month...